<!-- ZenPays documentation · https://docs.zenpayz.com/docs/rest-api/endpoints/ramp/buy-rates -->

# Get Buy Rates

Get exchange rates for multiple crypto destinations at once. Returns the best available rate per destination -- simpler than quotes when you just need pricing.

<EndpointHeader verb="GET" path="/payment/api/v1/on-ramp/rates" />

## Request

### Headers

<ParamTable
  label="Header"
  rows={[
    { name: "x-request-id", desc: "Custom request ID for tracing" },
  ]}
/>

:::note Public Endpoint
This endpoint does not require authentication headers.
:::

### Query Parameters

<ParamTable
  rows={[
    { name: "source", type: "string", required: true, desc: "Fiat currency (e.g. `usd`)" },
    { name: "destinations", type: "string", required: true, desc: "Comma-separated crypto IDs (e.g. `btc_bitcoin,eth_ethereum`)" },
    { name: "paymentMethod", type: "string", desc: "Filter by payment method" },
    { name: "country", type: "string", desc: "ISO country code" },
    { name: "amount", type: "string", desc: "Reference amount (default: `100`)" },
  ]}
/>

## Response

### Success (200 OK)

```json
{
  "success": true,
  "data": [
    {
      "source": "usd",
      "destination": "btc_bitcoin",
      "rate": 89285.71,
      "paymentMethod": "creditcard",
      "networkFee": 0.5,
      "transactionFee": 3.99,
      "minAmount": 20,
      "maxAmount": 10000,
      "timestamp": "2026-03-11T04:44:00.000Z"
    },
    {
      "source": "usd",
      "destination": "eth_ethereum",
      "rate": 3200.50,
      "paymentMethod": "creditcard",
      "networkFee": 0.3,
      "transactionFee": 3.99,
      "minAmount": 20,
      "maxAmount": 10000,
      "timestamp": "2026-03-11T04:44:00.000Z"
    }
  ],
  "message": "Rates retrieved"
}
```

### Response Fields

<ParamTable
  rows={[
    { name: "source", type: "string", desc: "Fiat currency" },
    { name: "destination", type: "string", desc: "Crypto asset ID" },
    { name: "rate", type: "number", desc: "Exchange rate" },
    { name: "paymentMethod", type: "string", desc: "Best payment method for this rate" },
    { name: "networkFee", type: "number", desc: "Blockchain network fee" },
    { name: "transactionFee", type: "number", desc: "Processing fee" },
    { name: "minAmount", type: "number", desc: "Minimum allowed amount" },
    { name: "maxAmount", type: "number", desc: "Maximum allowed amount" },
    { name: "timestamp", type: "string", desc: "ISO 8601 timestamp" },
  ]}
/>

### Error Responses

<ErrorTable
  rows={[
    { code: "RAMP_RATES_FAILED", status: "500", message: "Failed to get buy rates" },
  ]}
/>

<CodeRail>

## Examples

<Tabs groupId="language">
  <TabItem value="curl" label="cURL" default>

```bash
curl "https://api.zenpayz.com/payment/api/v1/on-ramp/rates?source=usd&destinations=btc_bitcoin,eth_ethereum,usdt_tron"
```

  </TabItem>
  <TabItem value="javascript" label="JavaScript">

```javascript
const params = new URLSearchParams({
  source: 'usd',
  destinations: 'btc_bitcoin,eth_ethereum,usdt_tron',
});

const response = await fetch(
  `https://api.zenpayz.com/payment/api/v1/on-ramp/rates?${params}`
);
const { data: rates } = await response.json();

rates.forEach(r => {
  console.log(`${r.destination}: ${r.rate} (fee: $${r.networkFee + r.transactionFee})`);
});
```

  </TabItem>
  <TabItem value="python" label="Python">

```python
import requests

response = requests.get(
    "https://api.zenpayz.com/payment/api/v1/on-ramp/rates",
    params={
        "source": "usd",
        "destinations": "btc_bitcoin,eth_ethereum,usdt_tron",
    },
)
rates = response.json()["data"]

for r in rates:
    print(f"{r['destination']}: {r['rate']} (fee: ${r['networkFee'] + r['transactionFee']})")
```

  </TabItem>
</Tabs>

</CodeRail>

## Next Steps

- [Buy Quotes](/docs/rest-api/endpoints/ramp/buy-quotes) -- Get detailed quotes with multiple options per pair
- [Buy Prices](/docs/rest-api/endpoints/ramp/buy-prices) -- Get simple price-per-unit
