<!-- ZenPays documentation · https://docs.zenpayz.com/docs/rest-api/endpoints/vendors/vendor-payout -->

# Vendor Payout

Initiate a commission payout to a vendor. This triggers a transfer of earned commissions to the vendor's registered bank account.

<EndpointHeader verb="POST" path="/merchant/api/v1/vendors/:id/payouts" />

## Request

### Headers

<ParamTable
  label="Header"
  rows={[
    { name: "Authorization", required: true, desc: "`Bearer {api_key}`" },
    { name: "X-Signature", required: true, desc: "HMAC-SHA256 signature" },
    { name: "X-Timestamp", required: true, desc: "ISO 8601 timestamp" },
    { name: "X-Secret-Salt", required: true, desc: "Secret salt for HMAC validation" },
    { name: "Content-Type", required: true, desc: "`application/json`" },
  ]}
/>

### Path Parameters

<ParamTable
  rows={[
    { name: "id", type: "string", required: true, desc: "Vendor ID (e.g., `vnd_a1b2c3d4e5f6g7h8`)" },
  ]}
/>

### Body Parameters

<ParamTable
  rows={[
    { name: "amount", type: "number", desc: "Payout amount (min: `0`). If omitted, pays all pending commissions" },
    { name: "currency", type: "string", required: true, desc: "Currency code (e.g., `USD`, `EUR`, `INR`)" },
    { name: "paymentMethod", type: "string", desc: "Payout method override" },
    { name: "adminNotes", type: "string", desc: "Internal notes about this payout" },
    { name: "environment", type: "string", required: true, desc: "Environment identifier" },
  ]}
/>

## Response

### Success (201 Created)

```json
{
  "success": true,
  "data": {
    "payoutId": "pyt_n4o5p6q7r8s9t0u1",
    "vendorId": "vnd_a1b2c3d4e5f6g7h8",
    "amount": 5312.50,
    "currency": "USD",
    "status": "processing",
    "paymentMethod": "wire",
    "commissionsIncluded": 12,
    "bankDetails": {
      "bankName": "First National Bank",
      "beneficiaryName": "Acme Referrals LLC",
      "accountNumber": "****6789"
    },
    "adminNotes": "Q1 2024 commission payout",
    "environment": "production",
    "initiatedAt": "2024-03-21T16:00:00.000Z",
    "estimatedArrival": "2024-03-24T16:00:00.000Z"
  },
  "message": "Vendor payout initiated successfully",
  "error": null,
  "meta": {
    "request_id": "req_xxxxx",
    "timestamp": "2024-03-21T16:00:00.000Z",
    "processing_time_ms": 250,
    "api_version": "v1",
    "endpoint": "POST /vendors/:id/payouts",
    "user_type": "merchant"
  }
}
```

### Error Responses

<ErrorTable
  rows={[
    { code: "VALIDATION_ERROR", status: "400", message: "Invalid request parameters" },
    { code: "INSUFFICIENT_BALANCE", status: "400", message: "Payout amount exceeds pending commissions" },
    { code: "UNAUTHORIZED", status: "401", message: "Invalid API key" },
    { code: "VENDOR_NOT_FOUND", status: "404", message: "Vendor with specified ID does not exist" },
    { code: "PAYOUT_IN_PROGRESS", status: "409", message: "A payout is already being processed for this vendor" },
    { code: "KYC_NOT_VERIFIED", status: "422", message: "Vendor KYC must be verified before payouts" },
  ]}
/>

<CodeRail>

## Examples

<Tabs groupId="language">
  <TabItem value="curl" label="cURL" default>

```bash
curl -X POST https://api.zenpayz.com/merchant/api/v1/vendors/vnd_a1b2c3d4e5f6g7h8/payouts \
  -H "Authorization: Bearer zp_test_xxxxx" \
  -H "X-Timestamp: 2024-03-21T16:00:00.000Z" \
  -H "X-Signature: a1b2c3d4e5f6..." \
  -H "X-Secret-Salt: your_secret_salt" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5312.50,
    "currency": "USD",
    "paymentMethod": "wire",
    "adminNotes": "Q1 2024 commission payout",
    "environment": "production"
  }'
```

  </TabItem>
  <TabItem value="javascript" label="JavaScript">

```javascript
const response = await fetch('https://api.zenpayz.com/merchant/api/v1/vendors/vnd_a1b2c3d4e5f6g7h8/payouts', {
  method: 'POST',
  headers: {
    'Authorization': `Bearer ${apiKey}`,
    'X-Timestamp': timestamp,
    'X-Signature': signature,
    'X-Secret-Salt': secretSalt,
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({
    amount: 5312.50,
    currency: 'USD',
    paymentMethod: 'wire',
    adminNotes: 'Q1 2024 commission payout',
    environment: 'production',
  }),
});

const result = await response.json();
console.log(result.data.payoutId); // pyt_n4o5p6q7r8s9t0u1
console.log(result.data.status); // processing
```

  </TabItem>
  <TabItem value="sdk" label="SDK">

```javascript
const payout = await zenpays.vendors.createPayout('vnd_a1b2c3d4e5f6g7h8', {
  amount: 5312.50,
  currency: 'USD',
  paymentMethod: 'wire',
  adminNotes: 'Q1 2024 commission payout',
  environment: 'production',
});

console.log(payout.payoutId); // pyt_n4o5p6q7r8s9t0u1
console.log(payout.status); // processing
```

  </TabItem>
</Tabs>

</CodeRail>

## Related Endpoints

- [Vendor Commissions](/docs/rest-api/endpoints/vendors/vendor-commissions)
- [Get Vendor](/docs/rest-api/endpoints/vendors/get-vendor)
- [Vendor Analytics](/docs/rest-api/endpoints/vendors/vendor-analytics)
